ObamaCare exchanges, the online marketplaces for health care in the states, are due to begin enrolling applicants on October 1st of 2013. It’s a date that should begin a most satisfying period in the lives of those who feel for Barack Obama the same overarching contempt he harbours for us. For neither Regime apologists nor media lackeys will be able to prevent the American public witnessing first hand the stunning train wreck that is the Affordable Care Act.
Exchanges are the lifeblood of Obama’s namesake healthcare plan. In each state, it will be the job of an online exchange to enroll applicants, offer comparison shopping for plans, dole out subsidies and tax credits, and impose penalties. According to the Department of Health and Human Services (HHS), “exchanges will make it easier for consumers to compare plans on the basis of price, quality, and benefits.” In fact, without these 1 stop shopping centers, the Affordable Care Act cannot function. And as of right now, that means the Affordable Care Act will not function; for of the 17 states that agreed to create an exchange, not one is in position to get their ObamaCare marketplace up, running, and communicating with the federal, ObamaCare Hub.
And what of the 33 states that refused to pay the estimated $30-$100 million tab to create one of Barack Obama’s IRS/HHS managed exchanges? It is the federal government itself that is tasked with building and running these. According to the Government Accountability Office, not only have several deadlines been missed already; the feds are woefully behind on others that involve “…consumer eligibility for federal subsidies, the certification of health plans to be sold on the exchanges and the hiring and training of special “navigators” to guide people through the enrollment process.”
But missed deadlines, increasing costs, and state-run computers that cannot be made to communicate with the federal, ObamaCare Hub qualify only as minor problems. Insurers both large and small have taken a “wait and see” approach thanks to the endless, regulatory maze of the Affordable Care Act. It seems that, unlike the authors of the Act, insurance companies believe profit to be a good thing and tend to shy away when hidden pitfalls and ill-defined mandates become standard fare.
Aetna, Cigna, and UnitedHealth–three of the nation’s largest insurers–have dropped out of the California exchange system, Covered California. And each has said it will limit participation throughout the rest of the country with UnitedHealthcare, the nation’s largest insurer, participating in 10 or fewer states. Incredibly, the employer mandate, cancelled suddenly by Barack Obama this week, was to feature only ONE choice of insurers for companies with 50 or more employees! So much for the president’s claims of lower prices thanks to “managed” competition.
It is through its exchanges that the Affordable Care Act threatens the liberty of the American people. But Congress allocated no money in the Act with which the federal government can create exchanges in the 33 states that have refused to build their own. This is why HHS head Kathleen Sebelius has taken to extorting funds from the nation’s insurance providers, a scheme that Congress is investigating right now. And the IRS literally and illegally RE-WROTE the Act this year, claiming that the federal government is permitted to provide ObamaCare subsidies and tax credits, a privilege Congress had clearly reserved in the law only for the states. The issue is currently in court.
But the American people can drive a final stake through the heart of Barack Obama’s assault on freedom by simply refusing to sign up when the October 13th open enrollment period begins. Twila Brase of the Citizen’s Council for Health Freedom writes, “If you oppose Obamacare–49% of the public does–the Exchanges provide an opportunity. If not enough people enroll, the Exchanges will fail. If the Exchanges fail, Obamacare fails. Defend your freedom by refusing to enroll.”
It is NOT illegal, and no penalties will be assessed for refusal to enroll in ObamaCare. The law only demands that Americans be insured, not that their insurance be purchased through the Affordable Care Act. And plenty of opportunity will exist to purchase insurance outside of an ObamaCare exchange.
The exchange blunder will be plain for all ObamaCare opponents to see (and celebrate) this year. But don’t look for the beast to die on its own. Help starve it to death by refusing to enroll.
Photo credit: terrellaftermath